FeaturesSettlementsHow do I create a new settlement?How do I add new expense to a settlement?How do I pay what I owe?How do I close a settlement?Can I create a settlement with users in other countries?Can expenses be divided unequally among the members of the group?Can we settle outside the app?GiftsWhat is a gift?How do I send a gift?Does it cost anything to send gifts?Can I change or delete a scheduled gift?When will the money be deducted?Loyalty cardsHow do loyalty cards work in Vipps?How do I add a loyalty card to Vipps?Why should I add my loyalty cards?Can I join loyalty clubs directly in Vipps?Can I add multiple loyalty cards?Does my loyalty card work in all stores?Do I need internet to use the loyalty card in Vipps?Will I lose my loyalty cards if I lose my phone?What happens if I enter the wrong phone number or loyalty club number when adding the loyalty card in Vipps?How do I delete a loyalty card?Wish listWhat is wish list in Vipps?How do I create a wish list?How do I share a wish list?How do I buy products from a wish list?Does it cost anything to create or use a wish list?BoxWhat is a box?What is a box number?Who manages a Box?How many boxes can I create?How much money can I receive per box?Can anyone create a box?What is viewing access?How do I delete a box?How much does it cost to collect money in a Box?Can I use a box to accept payments for my business?