What is MobilePay Balance?

We're rolling out a new balance feature to all Finnish MobilePay apps in August 2025, step by step. With the MobilePay balance, you can receive or transfer money, send cash to friends, and pay businesses easily and swiftly. The balance feature of MobilePay is a part of the foundation for the upcoming app for those under 15 years old. You can top up your balance from a debit card or bank account effortlessly through the MobilePay app. You can withdraw money to your own bank account whenever you want. Transferring money from a bank account to your MobilePay balance is only possible for users who have activated account payments.