FeaturesSettlementsHow do I create a new settlement?How do I add new expense to a settlement?How do I pay what I owe?How do I close a settlement?Can I create a settlement with users in other countries?Can expenses be divided unequally among the members of the group?Can we settle outside the app?GiftsWhat is a gift?How do I send a gift?Does it cost anything to send gifts?Can I change or delete a scheduled gift?When will the money be deducted?Wish listWhat is wish list in Vipps?How do I create a wish list?How do I share a wish list?How do I buy products from a wish list?Does it cost anything to create or use a wish list?