Is it safe to tap with MobilePay?

Yes, tapping with MobilePay is just as safe as paying with a card. You also need to unlock your phone (with fingerprint, FaceID, code, etc.) to tap. So, if you, for example, lose your phone, no one will be able to tap with it).

If you have a credit card with purchase protection, the insurance also applies when you tap with MobilePay.